CoFi
Construction financing and payment software platform
Digital platform that streamlines construction financing with automated draw processing, digital certified inspections, lien waiver management, and accelerated payments to subcontractors. Serves small to medium-sized builders with loan sizes from $250K to $60M.
Why This Tool Exists
Construction builders struggle with lengthy financing approval processes and delayed cash flow to job sites. Subcontractors and suppliers typically wait 74+ days for payment, creating cash flow strain throughout the construction supply chain. Small to mid-sized builders lack access to construction-specific financing solutions with transparent, streamlined processes.
Proprietary payment software platform that automates construction financing and payment processing. Enables draw processing in 10 minutes with digital certified inspections and automated lien waiver management. Accelerates subcontractor payments to as little as 4 days, improving cash flow across the project ecosystem.
How You Use It
Data Transparency
Exactly what this tool uses and how
Contact vendor for API accessUse Cases
- ·Rapid construction loan approval for residential builders
- ·Automated draw processing with 10-minute turnaround
- ·Accelerated subcontractor and supplier payment (4+ days)
- ·Digital certified inspection and lien waiver management
- ·Cash flow optimization across construction project lifecycle
- ·Production and tract development financing
- ·Fix and flip project financing
Pricing
Sources & Research NotesResearch date: 2026-04-04
- https://cofilending.com/
- https://cofilending.com/about-us/
- https://www.aecplustech.com/tools/cofi
- https://www.prnewswire.com/news-releases/cofi-announces-7-million-seed-to-transform-construction-financing-from-start-to-finish-301499005.html
- https://www.utahbusiness.com/archive/2022/05/05/easier-construction-financing-for-small-to-mid-size-builders/
- https://tracxn.com/d/companies/cofi/
- https://finledger.com/articles/cofi-lands-7m-seed-for-construction-finance-platform/
- https://www.cbinsights.com/company/cofi-1
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