Constrafor
AI-assisted subcontractor procurement, compliance, and early-pay financing platform
Cloud platform for general contractors to prequalify, contract, and manage subcontractor compliance (COIs, contracts, invoices, diversity procurement) in one system, paired with an Early Pay financing program that lets subcontractors get invoices funded within about 48 hours instead of waiting the industry-standard 45-80 days.
Why This Tool Exists
General contractors manage subcontractor prequalification, contracts, certificates of insurance, and invoices across spreadsheets, email, and paper, which is slow and creates compliance risk (expired coverage, missing endorsements). Subcontractors, meanwhile, typically wait 45-80 days to get paid, straining their cash flow and limiting their ability to take on new work.
Constrafor centralizes subcontractor prequalification, contract administration, COI/insurance tracking, invoicing, payments, and diversity-procurement reporting in one platform, with an AI tool (Insurance CoPilot) that parses ACORD forms, policies, and endorsements to flag compliance gaps automatically. Its Early Pay program factors subcontractor invoices so subs receive funds in about 48 hours, with the GC reimbursing Constrafor on the original invoice terms.
How You Use It
Data Transparency
Exactly what this tool uses and how
Contact vendor for API access — no public REST API documentation found; connectivity is delivered via named partner integrations (Procore, Autodesk Construction Cloud, Vista, Sage 300, CMiC)Use Cases
- ·Prequalifying and onboarding subcontractors with centralized contract, COI, and compliance document collection
- ·AI-assisted insurance document review to flag missing endorsements, non-compliant limits, or expired coverage before subcontractor mobilization
- ·Accelerating subcontractor cash flow via the Early Pay program, funding invoices in about 48 hours instead of 45-80 days
- ·Syncing subcontractor, contract, and compliance data with Procore, CMiC, Sage 300, Vista, or Autodesk Construction Cloud to avoid double data entry
- ·Tracking and reporting diversity (MBE/WBE) subcontractor procurement spend for compliance reporting
Pricing
Sources & Research NotesResearch date: 2026-07-17
- https://www.constrafor.com/
- https://www.constrafor.com/pricing
- https://www.constrafor.com/company
- https://www.constrafor.com/copilot-ai-risk-assistant
- https://www.constrafor.com/coi-certificates-of-insurance
- https://www.constrafor.com/integrations
- https://www.constrafor.com/privacy-policy
- https://www.constrafor.com/get-paid-faster-with-early-pay
- https://www.constrafor.com/the-build-up/how-ai-is-transforming-insurance-compliance-in-construction-and-why-constrafor-is-leading-the-way
- https://www.constrafor.com/network/washington/skanska-balfour-beatty
- https://techcrunch.com/2022/06/01/constrafor-grabs-106m-in-equity-credit-to-finance-construction-subcontractors/
- https://techcrunch.com/2023/04/24/constrafor-construction-procurement-fintech/
- https://www.crunchbase.com/organization/constrafor
- https://www.thesaasnews.com/news/constrafor-raises-264-million-in-series-a-funding
Similar Tools
Browser-based Building Information Modeling collaboration platform that enables teams to view, coordinate, and manage 3D models in real-time. Features real-time issue tracking, clash detection, 4D construction sequencing, and data validation across multiple file formats.
Ackcio Beam is a hardware-and-software system that automates geotechnical and structural sensor monitoring (inclinometers, piezometers, strain gauges, tiltmeters) using a proprietary long-range wireless mesh network, removing cabled data-acquisition runs on construction, tunneling, mining, and infrastructure sites.
Agave offers construction-system integrations and a unified API. Evaluate supported source systems, data objects and sync boundaries for project-to-accounting workflows.