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Hosta.ai

Turns a handful of smartphone photos into floor plans, measurements, and damage assessments

Computer vision platform (branded Hosta a.i., legal entity Hosta Labs, Inc.) that analyzes a small set of photos of a room or building interior to automatically generate floor plans, measurements, material identification, and condition/damage assessments — used mainly by property insurers, restoration contractors, and home-improvement companies to replace onsite assessment visits. Integrates with Verisk’s Xactimate claims-estimation platform.

$15M total, including an $11.5M Series A (Nov 2021) led by Eclipse Ventures with USAA, Brick & Mortar, Spider Capital, Cincinnati Insurance Company, Motivate, and Massive; no funding round has been publicly announced since 2021 raisedEarly Stage
Founded 2020 · No customer count publicly disclosed. Named partnerships: American Integrity Insurance Company (property claims assessment, announced May 2024) and an integration with Verisk’s Xactimate claims-estimation platform (announced Feb 2023). Company materials describe target segments as property insurers, mortgage lenders, contractor platforms, building maintenance/hotel maintenance teams, and home-improvement platforms. ~25 employees as of 2026 per ZoomInfo (third-party estimate, not company-disclosed)
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Why This Tool Exists

The Problem

Property insurers, restoration contractors, and home-improvement companies must send an adjuster or estimator onsite to measure rooms, identify materials, and assess damage before they can produce an estimate — a manual process that delays claims payouts and contractor quotes and adds travel/labor cost per property visited.

The Solution

A policyholder or homeowner photographs a room with an ordinary smartphone camera (no app download, LiDAR, or specialized equipment required); Hosta’s computer vision platform then generates a floor plan, room measurements and square footage, a material/bill-of-materials list, and a condition or damage assessment. Through an integration announced with Verisk in 2023, Hosta can auto-generate a Xactimate sketch directly from the photos for insurance claims estimating.

How You Use It

Delivery Method
SaaSAPIWeb Portal
Integrations
Verisk Xactimate (claims estimation, integration announced Feb 2023)PDF/Excel report exportAPI for embedding into insurer/contractor claims systems
Project Phases
Preconstruction, Construction Administration, Operations/FM
Project Types
Residential, Commercial, Multifamily

Data Transparency

Exactly what this tool uses and how

Input
What it needs
Required:Digital photos of a room or building interior (company materials describe 4-6+ images per room)
Optional:Property address, Existing floor plan for comparison
Formats:JPG, PNG, other standard smartphone/digital camera image formats
Output
What you get
Format:Automated property/room assessment report delivered via web portal, PDF/Excel export, or API response
Fields:Floor plan, Room measurements and square footage, 3D CAD model (add-on), Material / bill-of-materials list, Condition and damage assessment, Risk flags (e.g., flammable materials, sprinkler-to-volume ratio), Auto-generated Xactimate sketch (via Verisk integration)
Algorithm
How it works
Model:Proprietary, patent-pending computer vision and spatial-analysis system (specific model architecture not publicly disclosed); grew out of MIT PhD research by co-founder Rachelle Villalon (Computation and Design, MIT, completed 2017) on applying AI to the built environment
Accuracy:Founders claim the platform "cuts 80 percent of the time out of property assessments" versus manual site visits (per MIT News, 2023); no independent accuracy or precision benchmark for measurements or material identification has been publicly published
Privacy
How your data is protected
Retention:Per Hosta’s privacy policy, data is "periodically removed" from its databases "unless retention is required or permitted by applicable law" — no fixed retention period is publicly specified
Training:Privacy policy states submitted images/data may be used "in aggregated form for analytics and artificial intelligence development," with the company stating outputs of that aggregation do not disclose personally identifiable information
Compliance:PCI compliance for payment processing (per privacy policy), No SOC 2, ISO 27001, GDPR, or HIPAA certification publicly disclosed, Proprietary PII-blurring filters applied to uploaded images before storage (per company security page)
API
Integration
Endpoint:Contact vendor for API access — Hosta’s Developer Center (hosta-api.readme.io) is password-protected and not publicly browsable
Method:Not publicly specified

Use Cases

  • ·Remote property damage assessment from policyholder-submitted photos for insurance claims
  • ·Auto-generating Xactimate sketches and estimates via the Verisk integration for restoration/claims estimating
  • ·Generating floor plans, room measurements, and material take-offs for contractors and home-improvement quoting without an onsite visit
  • ·Underwriting risk and replacement-value assessment for property insurers and appraisers
  • ·Facilities/property condition documentation for building maintenance and hospitality property teams

Pricing

Free
No free tier found; a "Request Pricing Info" form is the only publicly available path to a quote
Pro
Not publicly specified — offered as "Automation," "Underwriting," or "Claims" editions, each priced per deployment (contact vendor)
Enterprise
Custom pricing for "innovation partners" requiring specialized assessments, via a solution-architect consultation
Sources & Research NotesResearch date: 2026-07-17
Fields Checked (10)
problem, solution, deliveryMethod, yearFounded (per company press release), fundingTotal and investors (incl. Brick & Mortar per portfolio page, confirming seed_facts), algorithm-approach (general description), privacy retention/training/location (per privacy policy), pricing structure (editions, no dollar amounts), useCases, named partnerships (Verisk Xactimate integration, American Integrity Insurance)
Not Found (6)
exact customer count, API endpoint/auth/rate-limit details (Developer Center is password-protected), independent accuracy benchmark, SOC 2/ISO 27001/GDPR/HIPAA certification, specific pricing amounts, company-disclosed employee count
About this research: This record summarizes the cited sources and fields checked. A research date does not establish hands-on testing. Consult the original sources for current details and limitations.